When damage is personal

Physical injury to your body or damage to you as a person can be difficult to value in monetary terms. Compensation should provide you with recompense for visible injuries and functional impairment, pain resulting from the injury and financial loss incurred in connection with the injury.

How you are affected by an injury varies from person to person and depends on factors such as what you do for a living. The first step is always to contact the insurance company.

The next step is to undergo a thorough medical examination and, if necessary, request a certificate of disability. The insurance company will usually help you with this. The monetary value of the injury is assessed according to different standard tables. In addition to this, you can put a case for the impact the injury has had on you.

If the insurance company does not want to compensate you for what you believe the injury is worth, you can have the matter examined either by a board or in court. If there is no insurance, then the person who caused the injury must compensate you for this.